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Uninsured food delivery riders expose state insurer to rising costs




The documents from icare raise concerns about an increasing number of uninsured gig workers making claims which the nominal insurer is obliged to pay if they are not independent contractors.

“In addition to the liability associated with the [nominal insurer’s] obligation to compensate uninsured ‘deemed workers’ under the Uninsured Liability Indemnity Scheme, the processing of claims by uninsured gig workers tends to be more complex and costly,” the icare document says.


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